Amazon has announced the launch of new payment options for its selected customers in India. Dubbed as Amazon Pay EMI, the new feature offers card-less EMIs and instant financing option for Amazon customers who don’t have a credit card.
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The company is offering up to Rs 60,000 limit with the new services. Users will have to pay the EMI options directly from the debit card. For this, the company has partnered with different banks including HDFC Bank, ICICI Bank, Canara Bank, Citi Bank and Kotak Mahindra Bank. The EMI facility basically enables users to split payments in instalments, ranging from 3 to 12 months on the purchases made on Amazon.
The new facility is an invite-only programme for now and it is only available on mobile. The Amazon Pay EMI is applicable only for single item purchases and it can be availed on purchases above Rs 8,000. Amazon has revealed that the service will not be applicable to exchange offers. the Amazon Pay EMI option is not available on jewellery, gift card or Amazon Pay balance and Amazon Global Store. As a part of a launch offer, the company is offering 3 and 6 months of cost EMI options.
In order to register for the new service, users need to have Aadhaar card and PAN card. Open the Amazon application on your smartphone and head towards Amazon Pay section. There you will find Amazon Pay EMI. Click on it and then tap on Register Now button. Users need to add PAN and Aadhaar number to complete the verification of the identity of the users. Once the registration is done, users will be provided with the limit of the Amazon Pay EMI.
Users can use the new Amazon Pay EMI for the purchase of any products on the mobile application. One can find the option under EMI options tab on the product details page. Once you select this option, you will be shown a list of plans and options available for the purchase on the payments selections page and during the first payment, one will be asked to enter the debit card details or net-banking for easy EMI repayments.
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